Cost
Control
IMC Mariner Medical Management is noticeably different from our competitors for a variety of reasons, but what may stand out the most is the savings we produce for our clients. Our savings are so large because we are fair dealers who charge a simple and reasonable hourly rate.
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Research shows that the combined number of P&I claims related to crew illnesses and injuries exceeds every other claims category. The overall cost of such claims has been found to comprise 24% – 25% of the total claims paid. The IMC team’s efficient, care-focused philosophy underpins a new “best practice” way to manage this significant exposure to P&I clubs and their members.
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Management
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IMC Mariner Medical Management takes a holistic approach to crew care that better aligns appropriate care and cost outcomes.
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Medical Invoice Review and Audit
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Systematic, critically thought-through methods of examining invoices for medical treatment make IMC review and audit practices effective.
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Payment Recommendation and Funding
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When the IMC audit team is satisfied the best possible cost outcome has been achieved for its client, the team submits a payment recommendation, including copies of the invoices and appropriate medical records from medical service providers.
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Saving money and resources for our clients is among our highest priorities, and we take our job seriously. Here are a few instances where we saved our clients an exceptional amount of money.
A Filipino Mariner Suffers from H1N1
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A Filipino mariner with no prior medical history became severely ill while onboard and began to suffer respiratory failure. He was taken to a hospital in Florida where he tested positive for H1N1 (influenza) and pneumonia and exhibited a variety of life-threatening symptoms. Had the mariner not received immediate medical attention arranged and monitored by IMC-3M, he would likely have died within days. After a 17 day hospitalization, including 11 days in the ICU, the mariner was discharged and diagnosed as having suffered from 36 different illnesses. Due to the complexity of his treatment , the mariner’s medical records exceeded 2500 pages and 31 pages of medical codes were generated. The bills submitted by the hospital and various other service providers totaled $383,436
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Through a careful audit of the medical records and invoices, and a zealous but collegial approach to negotiations, the IMC-3M team secured cost savings of $310,630 – or 81% - for our client.
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Below is a representative sample of the results IMC achieves: